Important Update: Change in CIGNA Insurance Network Participation
Phinney Primary Care and Wellness (Fremont Family Practice)
Out of Network Participation With CIGNA Effective January 1st, 2026
We are writing to inform you of an upcoming change in our provider network participation at Phinney Primary Care and Wellness.
Effective January 1, 2026, Phinney Primary Care and Wellness will no longer be in-network with the following insurance plans:
- Cigna
We are providing approximately six months’ notice to assist you in planning for this change. If you intend to continue using CIGNA, you will have until December 31, 2025, to schedule any necessary appointments with our providers.
Patients who wish to continue receiving care from our clinic in 2026 should select an in-network insurance plan during the 2025 open enrollment period. Our providers are currently in-network with most PPO plans through:
- Regence
- Premera
- Aetna
- First Choice Health
- Kaiser
We encourage you to verify your provider’s in-network status with any new insurance plan you are considering.
If you do not plan to use insurance, or wish to see our providers on an out-of-network or self-pay basis, please let us know. We will be happy to provide you with our self-pay fee schedule, also known as a Good Faith Estimate.
For those who choose to retain coverage through Cigna, the following local clinics may accept these insurance plans. We recommend contacting them directly to confirm participation:
- Sea Mar Seattle Medical Clinic
- Swedish Medical Center
- ICHS – International Community Health Services
We understand that each patient’s coverage and needs are unique, and we are here to support you through this transition. Should you have any questions or need assistance, please reach out to our Office Manager, Amna, at officemanager@phinneypcw.com.
Thank you for trusting us with your healthcare needs.
Sincerely,
The Team at Phinney Primary Care and Wellness